// V2 directions — A's copy + flow, four new visual styles, less blue.
// Each style provides its own NavBar, hero, sections, footer.
const { useState: useV2State, useMemo: useV2Memo } = React;
// Shared content for all four styles (A's copy from v1, refined)
const COPY = {
hero: {
eyebrowLeft: "Cost Seg Smart · STR / W-2 Vertical",
eyebrowMid: "Vol. I · Issue 01",
eyebrowRight: "Updated 05/2026",
h1Plain: "Use your short-term rental to ",
h1Em: "offset",
h1End: " your W-2 income.",
sub: "Under IRS rules, an STR with 7-day-average stays plus material participation produces non-passive losses that can reduce W-2 taxes. A cost segregation study turns those losses into tens of thousands in Year-1 savings.",
sideHeader: "What this looks like in practice —",
proof: [
["$750K STR · 30% reclassified", "$142,400 Year-1 deduction", false],
["At 37% W-2 bracket", "$52,688 federal tax reduction", true],
["Cost seg study fee", "$895 · 59× return", false],
],
sideCite: "Illustrative. Anonymized client. Numbers rounded.",
microline: ["CPA-Ready Guarantee", " — if your CPA can't use the report, we revise it free or refund the study."],
},
masthead: ["CPA-Ready Guarantee", "IRS ATG Pub. 5653 compliant", "RSMeans 2024 data", "Delivered in under 1 hour", "All 50 states"],
quiz: {
eyebrow: "Three Questions",
h2Plain: "Estimate your Year-1 W-2 reduction.",
lede: "No email, no signup. The math is the same one your CPA will run — we just put it in front of you first.",
methodH: "Methodology.",
method: "30% reclassification midpoint, federal bracket only, 100% bonus depreciation in Year 1. State savings additional.",
},
how: {
eyebrow: "The Mechanism",
h2Plain: "How three IRS provisions ",
h2Em: "stack",
h2End: " into a W-2 deduction.",
rows: [
{ num: "01", title: "The 7-day average rule.", reg: "IRC §469 · Treas. Reg. §1.469-1T(e)(3)(ii)(A)", body: "If your guests stay an average of seven days or less, the activity is not a \"rental activity\" under §469 — it's a trade or business. Losses lose their passive character." },
{ num: "02", title: "Material participation.", reg: "Treas. Reg. §1.469-5T (seven tests)", body: "Once non-rental, you only need to materially participate. The most common test: 100+ hours managing the STR and more than anyone else (no tax-pro hours competing)." },
{ num: "03", title: "Cost segregation amplifies it.", reg: "Rev. Proc. 87-56 · IRS ATG Pub. 5653", body: "Standard 27.5-year depreciation produces small W-2-offsetting losses. A cost seg study reclassifies 25–35% of basis to 5/15-year property — fully deductible Year 1 under bonus depreciation." },
],
},
example: {
eyebrow: "Anonymized Client · Scottsdale, AZ · 2024",
h2Plain: "A $750K STR. A $52K W-2 reduction. ",
h2Em: "One year.",
bignum: "$52,688",
bignumLabel: "Year-1 Federal Tax Reduction",
table: [
["Property basis (excl. land)", "$750,000"],
["Reclassified to 5/15-year", "32%"],
["Year-1 accelerated deduction", "$142,400"],
["Federal bracket (joint, $480K W-2)", "37%"],
["Study fee", "$895"],
["Net first-year benefit", "$51,793"],
],
caption: "Illustrative. Anonymized client. Numbers rounded.",
aside: "Recovered in cash on the next return.",
},
when: {
eyebrow: "Honest Caveats",
h2Plain: "When this ",
h2Em: "doesn't",
h2End: " work.",
lede: "We'll tell you before you order. Four disqualifiers cover roughly 30% of inquiries.",
items: [
["Average stay over 7 days.", "Long-term rental rules apply. You'd need REPS instead."],
["Under 100 hours of participation.", "The activity stays passive. Losses can't touch W-2 income."],
["AGI phase-outs apply.", "Some itemized deductions phase out at high incomes; we model that."],
["Property under ~$200K basis.", "The study fee can outpace the marginal benefit."],
],
},
final: {
eyebrow: "Ready when you are",
h2Plain: "The study takes ",
h2Em: "under an hour.",
sub: "Studies start at $495. Delivered same-day. CPA-Ready Guarantee. Order on costsegsmart.com — your data routes to the same engineering team.",
routes: "Routes to costsegsmart.com/order — same operations.",
},
};
// ----- Custom in-style estimators -----
function useEstimator() {
const [step, setStep] = useV2State(0);
const [answers, setAnswers] = useV2State({ prop: null, w2: null, mp: null });
const result = useV2Memo(() => (answers.prop && answers.w2) ? computeEstimate(answers.prop, answers.w2) : null, [answers]);
function pick(key, value) {
setAnswers(a => ({ ...a, [key]: value }));
setTimeout(() => setStep(s => Math.min(s + 1, 3)), 180);
}
function reset() { setStep(0); setAnswers({ prop: null, w2: null, mp: null }); }
return { step, answers, result, pick, reset };
}
function StyledEstimator({ pillClass, resultClass, resultNumClass, eyebrowClass, qClass, accentBtn, ghostBtn, dotClass, dotOnClass }) {
const { step, answers, result, pick, reset } = useEstimator();
const stepCopy = [
{ lbl: "Question 01 / 03", q: "What did you (or will you) pay for the property?" },
{ lbl: "Question 02 / 03", q: "What's your W-2 income (you + spouse if joint)?" },
{ lbl: "Question 03 / 03", q: "Will you spend 100+ hours managing the STR — and more than anyone else?" },
];
const propKeys = Object.keys(PROPERTY_BUCKETS);
const w2Keys = Object.keys(W2_BUCKETS);
const ctaPrimary = window.__W2_CTA_PRIMARY || "Order my study";
return (
<>