/* ===========================================================
   costsegw2 SmartAsset homepage — polish + new sections
   Extends .sa namespace from v3-styles.css
   =========================================================== */

/* --- Hero polish: new live calculator card --- */
.sa .sa-calc-card { background: #fff; border-radius: 18px; box-shadow: 0 24px 60px -20px rgba(45,21,89,0.30), 0 1px 0 rgba(0,0,0,0.04); overflow: hidden; border: 1px solid var(--sa-rule); }
.sa .sa-calc-head { background: var(--sa-purple); color: #fff; padding: 18px 24px; display: flex; justify-content: space-between; align-items: center; }
.sa .sa-calc-head .lbl { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; opacity: 0.8; font-weight: 600; }
.sa .sa-calc-head .ttl { font-size: 17px; font-weight: 700; margin-top: 4px; }
.sa .sa-calc-head .badge { background: var(--sa-gold); color: #000; font-size: 10px; font-weight: 700; padding: 4px 10px; border-radius: 999px; letter-spacing: 0.06em; text-transform: uppercase; display: flex; align-items: center; gap: 6px; }
.sa .sa-calc-head .badge::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: #1a8b3c; box-shadow: 0 0 0 2px rgba(26,139,60,0.25); }
.sa .sa-calc-body { padding: 26px 26px 24px; min-height: 320px; display: flex; flex-direction: column; }
.sa .sa-calc-progress { display: flex; align-items: center; gap: 10px; margin-bottom: 20px; }
.sa .sa-calc-progress .step-dot { width: 22px; height: 22px; border-radius: 50%; background: var(--sa-purple-soft); color: var(--sa-purple); font-size: 11px; font-weight: 700; display: grid; place-items: center; flex-shrink: 0; }
.sa .sa-calc-progress .step-dot.is-active { background: var(--sa-purple); color: #fff; }
.sa .sa-calc-progress .step-dot.is-done { background: var(--sa-gold); color: #000; }
.sa .sa-calc-progress .step-line { flex: 1; height: 2px; background: var(--sa-purple-soft); border-radius: 2px; }
.sa .sa-calc-progress .step-line.is-done { background: var(--sa-gold); }
.sa .sa-calc-q { font-size: 16px; font-weight: 600; line-height: 1.35; color: var(--sa-ink); margin-bottom: 14px; }
.sa .sa-calc-help { font-size: 12px; color: var(--sa-muted); margin-top: -6px; margin-bottom: 14px; }
.sa .sa-calc-options { display: grid; gap: 8px; }
.sa .sa-calc-pill { height: 46px; padding: 0 16px; background: #fff; border: 1.5px solid var(--sa-rule); color: var(--sa-ink); font-size: 14px; font-weight: 600; text-align: left; cursor: pointer; transition: all .12s; border-radius: 10px; display: flex; align-items: center; justify-content: space-between; }
.sa .sa-calc-pill:hover { border-color: var(--sa-purple); background: var(--sa-purple-soft); }
.sa .sa-calc-pill .arrow { opacity: 0; transition: opacity .12s, transform .12s; color: var(--sa-purple); font-weight: 700; }
.sa .sa-calc-pill:hover .arrow { opacity: 1; transform: translateX(2px); }
.sa .sa-calc-pill.is-active { background: var(--sa-purple); color: #fff; border-color: var(--sa-purple); }
.sa .sa-calc-pill.is-active .arrow { opacity: 1; color: #fff; }

.sa .sa-calc-result { padding: 6px 0 4px; }
.sa .sa-calc-result-lbl { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--sa-muted); font-weight: 600; }
.sa .sa-calc-result-num { font-size: 56px; font-weight: 800; color: var(--sa-purple); line-height: 1; letter-spacing: -0.025em; margin: 8px 0 6px; font-variant-numeric: tabular-nums; }
.sa .sa-calc-result-sub { font-size: 13px; color: var(--sa-muted); line-height: 1.5; }
.sa .sa-calc-breakdown { margin-top: 18px; background: var(--sa-bg-2); border-radius: 10px; padding: 14px 16px; }
.sa .sa-calc-breakdown-row { display: grid; grid-template-columns: 1fr auto; gap: 12px; padding: 8px 0; font-size: 13px; font-variant-numeric: tabular-nums; align-items: baseline; }
.sa .sa-calc-breakdown-row + .sa-calc-breakdown-row { border-top: 1px solid var(--sa-rule); }
.sa .sa-calc-breakdown-row.total { padding-top: 10px; }
.sa .sa-calc-breakdown-row .k { color: var(--sa-muted); }
.sa .sa-calc-breakdown-row .v { font-weight: 600; color: var(--sa-ink); }
.sa .sa-calc-breakdown-row.total .v { color: var(--sa-purple); font-weight: 700; }
.sa .sa-calc-actions { margin-top: 16px; display: flex; gap: 8px; }
.sa .sa-calc-cta { flex: 1; background: var(--sa-purple); color: #fff; padding: 13px 18px; border-radius: 10px; font-size: 14px; font-weight: 600; text-align: center; transition: background .15s; display: flex; align-items: center; justify-content: center; gap: 8px; }
.sa .sa-calc-cta:hover { background: var(--sa-purple-deep); }
.sa .sa-calc-reset { background: transparent; border: 1.5px solid var(--sa-rule); color: var(--sa-muted); padding: 13px 16px; border-radius: 10px; font-size: 13px; font-weight: 600; cursor: pointer; transition: all .12s; }
.sa .sa-calc-reset:hover { border-color: var(--sa-purple); color: var(--sa-purple); }
.sa .sa-calc-foot { padding: 12px 26px; border-top: 1px solid var(--sa-rule); font-size: 11px; color: var(--sa-muted); display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.sa .sa-calc-foot .lock { display: flex; align-items: center; gap: 6px; }

/* --- Mechanism viz: 3 stacked provisions with stack metaphor --- */
.sa .sa-mech { padding: 100px 56px; }
.sa .sa-mech-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 72px; align-items: start; }
.sa .sa-mech-left h2 { font-size: clamp(40px, 4.4vw, 60px); font-weight: 700; line-height: 1.04; letter-spacing: -0.025em; margin-top: 16px; }
.sa .sa-mech-left h2 .acc { color: var(--sa-purple); }
.sa .sa-mech-left p { font-size: 16px; line-height: 1.6; color: var(--sa-muted); margin-top: 22px; max-width: 380px; }
.sa .sa-mech-stack { display: grid; gap: 14px; position: relative; }
.sa .sa-mech-card { background: #fff; border: 1px solid var(--sa-rule); border-radius: 16px; padding: 28px; position: relative; transition: transform .2s, box-shadow .2s; }
.sa .sa-mech-card:hover { transform: translateY(-2px); box-shadow: 0 14px 30px -16px rgba(45,21,89,0.18); }
.sa .sa-mech-card-head { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.sa .sa-mech-card-num { width: 40px; height: 40px; border-radius: 12px; background: var(--sa-purple); color: #fff; display: grid; place-items: center; font-weight: 700; font-size: 14px; flex-shrink: 0; }
.sa .sa-mech-card-num.gold { background: var(--sa-gold); color: var(--sa-purple-deep); }
.sa .sa-mech-card-title { font-size: 19px; font-weight: 700; line-height: 1.2; }
.sa .sa-mech-card-cite { display: block; font-family: var(--mono); font-size: 11px; color: var(--sa-purple); margin-top: 4px; letter-spacing: 0.02em; font-weight: 500; }
.sa .sa-mech-card-body { font-size: 14.5px; line-height: 1.6; color: var(--sa-ink); margin-left: 54px; }
.sa .sa-mech-card-out { margin-left: 54px; margin-top: 14px; padding: 10px 14px; background: var(--sa-purple-soft); border-radius: 8px; font-size: 13px; color: var(--sa-purple-deep); display: flex; align-items: center; gap: 10px; }
.sa .sa-mech-card-out .arrow-down { color: var(--sa-purple); font-weight: 800; font-size: 16px; }
.sa .sa-mech-card-out strong { font-weight: 700; }
.sa .sa-mech-stack-arrow { display: flex; justify-content: center; padding: 4px 0; color: var(--sa-purple); opacity: 0.5; font-size: 22px; line-height: 1; }
.sa .sa-mech-result { background: var(--sa-purple); color: #fff; border-radius: 16px; padding: 22px 28px; display: flex; justify-content: space-between; align-items: center; gap: 24px; margin-top: 6px; }
.sa .sa-mech-result-lbl { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; opacity: 0.8; font-weight: 600; }
.sa .sa-mech-result-val { font-size: 26px; font-weight: 700; color: var(--sa-gold); font-variant-numeric: tabular-nums; }

/* --- Testimonials --- */
.sa .sa-quotes { padding: 100px 56px; background: var(--sa-bg-2); }
.sa .sa-quotes-head { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.sa .sa-quotes-head h2 { font-size: clamp(34px, 3.6vw, 52px); font-weight: 700; line-height: 1.1; letter-spacing: -0.025em; margin-top: 16px; }
.sa .sa-quotes-head h2 .acc { color: var(--sa-purple); }
.sa .sa-quotes-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; max-width: 1280px; margin: 0 auto; }
.sa .sa-quote-card { background: #fff; border: 1px solid var(--sa-rule); border-radius: 16px; padding: 30px; display: flex; flex-direction: column; }
.sa .sa-quote-mark { font-family: var(--serif); font-size: 56px; color: var(--sa-purple); line-height: 1; margin-bottom: 6px; font-weight: 700; }
.sa .sa-quote-body { font-size: 15.5px; line-height: 1.6; color: var(--sa-ink); flex: 1; }
.sa .sa-quote-savings { font-family: var(--mono); font-size: 12px; color: var(--sa-purple); margin-top: 18px; padding-top: 14px; border-top: 1px solid var(--sa-rule); font-weight: 600; }
.sa .sa-quote-byline { display: flex; align-items: center; gap: 12px; margin-top: 14px; }
.sa .sa-quote-avatar { width: 38px; height: 38px; border-radius: 50%; background: var(--sa-purple); color: #fff; display: grid; place-items: center; font-size: 13px; font-weight: 700; flex-shrink: 0; }
.sa .sa-quote-name { font-size: 13.5px; font-weight: 700; }
.sa .sa-quote-role { font-size: 12px; color: var(--sa-muted); }

/* --- Pricing --- */
.sa .sa-pricing { padding: 100px 56px; }
.sa .sa-pricing-head { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.sa .sa-pricing-head h2 { font-size: clamp(34px, 3.6vw, 52px); font-weight: 700; line-height: 1.1; letter-spacing: -0.025em; margin-top: 16px; }
.sa .sa-pricing-head h2 .acc { color: var(--sa-purple); }
.sa .sa-pricing-head p { font-size: 16px; color: var(--sa-muted); margin-top: 16px; line-height: 1.55; }
.sa .sa-pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; max-width: 1180px; margin: 0 auto; }
.sa .sa-price-card { background: #fff; border: 1px solid var(--sa-rule); border-radius: 16px; padding: 32px; display: flex; flex-direction: column; position: relative; }
.sa .sa-price-card.is-featured { background: var(--sa-purple); color: #fff; border-color: var(--sa-purple); transform: translateY(-8px); box-shadow: 0 24px 60px -24px rgba(45,21,89,0.45); }
.sa .sa-price-card.is-featured .sa-price-tag { background: var(--sa-gold); color: var(--sa-purple-deep); position: absolute; top: -12px; right: 24px; padding: 4px 12px; border-radius: 999px; font-size: 11px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; }
.sa .sa-price-name { font-size: 13px; letter-spacing: 0.14em; text-transform: uppercase; font-weight: 700; color: var(--sa-purple); }
.sa .sa-price-card.is-featured .sa-price-name { color: var(--sa-gold); }
.sa .sa-price-range { font-size: 13px; color: var(--sa-muted); margin-top: 6px; }
.sa .sa-price-card.is-featured .sa-price-range { color: rgba(255,255,255,0.7); }
.sa .sa-price-amount { font-size: 56px; font-weight: 800; line-height: 1; letter-spacing: -0.025em; margin-top: 18px; font-variant-numeric: tabular-nums; }
.sa .sa-price-amount .ct { font-size: 22px; vertical-align: top; margin-right: 4px; opacity: 0.6; font-weight: 600; }
.sa .sa-price-desc { font-size: 14px; color: var(--sa-muted); margin-top: 14px; line-height: 1.55; min-height: 44px; }
.sa .sa-price-card.is-featured .sa-price-desc { color: rgba(255,255,255,0.75); }
.sa .sa-price-list { margin-top: 24px; padding-top: 24px; border-top: 1px solid var(--sa-rule); display: grid; gap: 10px; flex: 1; }
.sa .sa-price-card.is-featured .sa-price-list { border-color: rgba(255,255,255,0.15); }
.sa .sa-price-item { display: grid; grid-template-columns: 18px 1fr; gap: 10px; font-size: 14px; line-height: 1.5; align-items: start; }
.sa .sa-price-item .ck { color: var(--sa-purple); font-weight: 800; padding-top: 1px; }
.sa .sa-price-card.is-featured .sa-price-item .ck { color: var(--sa-gold); }
.sa .sa-price-cta { margin-top: 24px; background: var(--sa-purple); color: #fff; padding: 14px 22px; border-radius: 10px; text-align: center; font-size: 14px; font-weight: 600; transition: background .15s; }
.sa .sa-price-cta:hover { background: var(--sa-purple-deep); }
.sa .sa-price-card.is-featured .sa-price-cta { background: var(--sa-gold); color: var(--sa-purple-deep); }
.sa .sa-price-card.is-featured .sa-price-cta:hover { background: #fff; }

/* --- Process timeline --- */
.sa .sa-process { padding: 100px 56px; background: var(--sa-bg-2); }
.sa .sa-process-head { text-align: center; max-width: 760px; margin: 0 auto 56px; }
.sa .sa-process-head h2 { font-size: clamp(34px, 3.6vw, 52px); font-weight: 700; line-height: 1.1; letter-spacing: -0.025em; margin-top: 16px; }
.sa .sa-process-head h2 .acc { color: var(--sa-purple); }
.sa .sa-process-head p { font-size: 16px; color: var(--sa-muted); margin-top: 16px; line-height: 1.55; }
.sa .sa-process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; max-width: 1180px; margin: 0 auto; position: relative; }
.sa .sa-process-grid::before { content: ""; position: absolute; top: 24px; left: 12%; right: 12%; height: 2px; background: repeating-linear-gradient(90deg, var(--sa-purple) 0 6px, transparent 6px 12px); opacity: 0.3; z-index: 0; }
.sa .sa-process-card { background: #fff; border: 1px solid var(--sa-rule); border-radius: 14px; padding: 24px; position: relative; z-index: 1; }
.sa .sa-process-num { width: 48px; height: 48px; border-radius: 14px; background: var(--sa-purple); color: #fff; display: grid; place-items: center; font-weight: 700; font-size: 16px; margin-bottom: 16px; box-shadow: 0 0 0 6px var(--sa-bg-2); }
.sa .sa-process-card h3 { font-size: 17px; font-weight: 700; line-height: 1.25; }
.sa .sa-process-card p { font-size: 13.5px; color: var(--sa-muted); margin-top: 8px; line-height: 1.55; }
.sa .sa-process-time { display: inline-block; margin-top: 14px; font-family: var(--mono); font-size: 11px; color: var(--sa-purple); background: var(--sa-purple-soft); padding: 3px 10px; border-radius: 6px; font-weight: 600; letter-spacing: 0.02em; }

/* --- Trust block --- */
.sa .sa-trust { padding: 100px 56px; }
.sa .sa-trust-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 80px; align-items: start; max-width: 1280px; margin: 0 auto; }
.sa .sa-trust-left h2 { font-size: clamp(36px, 4vw, 56px); font-weight: 700; line-height: 1.05; letter-spacing: -0.025em; margin-top: 16px; }
.sa .sa-trust-left h2 .acc { color: var(--sa-purple); }
.sa .sa-trust-left p { font-size: 16px; color: var(--sa-muted); margin-top: 22px; line-height: 1.6; max-width: 380px; }
.sa .sa-trust-grid-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.sa .sa-trust-card { padding: 24px; background: var(--sa-bg-2); border-radius: 14px; border: 1px solid var(--sa-rule); }
.sa .sa-trust-card .icon { width: 44px; height: 44px; border-radius: 12px; background: #fff; color: var(--sa-purple); display: grid; place-items: center; font-size: 20px; font-weight: 800; border: 1px solid var(--sa-rule); margin-bottom: 14px; }
.sa .sa-trust-card h4 { font-size: 16px; font-weight: 700; line-height: 1.25; }
.sa .sa-trust-card p { font-size: 13.5px; color: var(--sa-muted); margin-top: 8px; line-height: 1.55; }

/* --- FAQ --- */
.sa .sa-faq { padding: 100px 56px; background: var(--sa-bg-2); }
.sa .sa-faq-grid { display: grid; grid-template-columns: 1fr 1.6fr; gap: 80px; align-items: start; max-width: 1280px; margin: 0 auto; }
.sa .sa-faq-left h2 { font-size: clamp(36px, 4vw, 56px); font-weight: 700; line-height: 1.05; letter-spacing: -0.025em; margin-top: 16px; }
.sa .sa-faq-left h2 .acc { color: var(--sa-purple); }
.sa .sa-faq-left p { font-size: 15px; color: var(--sa-muted); margin-top: 20px; line-height: 1.6; max-width: 320px; }
.sa .sa-faq-left .ask { display: inline-flex; margin-top: 22px; align-items: center; gap: 8px; font-size: 14px; color: var(--sa-purple); font-weight: 600; padding: 10px 16px; background: #fff; border-radius: 999px; border: 1px solid var(--sa-rule); }
.sa .sa-faq-list { display: grid; gap: 8px; }
.sa .sa-faq-item { background: #fff; border: 1px solid var(--sa-rule); border-radius: 14px; overflow: hidden; transition: border-color .15s; }
.sa .sa-faq-item.is-open { border-color: var(--sa-purple); }
.sa .sa-faq-q { width: 100%; padding: 22px 24px; background: transparent; border: 0; text-align: left; font-size: 16px; font-weight: 600; color: var(--sa-ink); cursor: pointer; display: grid; grid-template-columns: 1fr 24px; gap: 16px; align-items: center; line-height: 1.4; }
.sa .sa-faq-q .chev { color: var(--sa-purple); font-size: 18px; font-weight: 700; transition: transform .2s; }
.sa .sa-faq-item.is-open .sa-faq-q .chev { transform: rotate(45deg); }
.sa .sa-faq-a { max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.sa .sa-faq-item.is-open .sa-faq-a { max-height: 320px; }
.sa .sa-faq-a-inner { padding: 0 24px 22px; font-size: 15px; line-height: 1.65; color: var(--sa-ink); }
.sa .sa-faq-a-inner em { color: var(--sa-purple); font-style: normal; font-weight: 600; }

/* --- Big footer --- */
.sa .sa-bigfoot { background: var(--sa-ink); color: rgba(255,255,255,0.75); padding: 64px 56px 28px; }
.sa .sa-bigfoot-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 56px; max-width: 1280px; margin: 0 auto 48px; }
.sa .sa-bigfoot-brand .sa-mark { color: #fff; font-size: 26px; }
.sa .sa-bigfoot-brand .sa-mark .acc { color: var(--sa-gold); }
.sa .sa-bigfoot-brand .sa-mark-glyph { background: var(--sa-gold); color: var(--sa-ink); }
.sa .sa-bigfoot-brand p { margin-top: 18px; font-size: 14px; line-height: 1.6; max-width: 360px; color: rgba(255,255,255,0.6); }
.sa .sa-bigfoot-brand .parent { font-family: var(--mono); font-size: 11px; color: var(--sa-gold); letter-spacing: 0.06em; margin-top: 18px; display: block; }
.sa .sa-bigfoot-col h5 { font-size: 12px; letter-spacing: 0.16em; text-transform: uppercase; color: #fff; font-weight: 700; margin-bottom: 16px; }
.sa .sa-bigfoot-col ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.sa .sa-bigfoot-col a { font-size: 14px; color: rgba(255,255,255,0.65); }
.sa .sa-bigfoot-col a:hover { color: var(--sa-gold); }
.sa .sa-bigfoot-bottom { max-width: 1280px; margin: 0 auto; padding-top: 28px; border-top: 1px solid rgba(255,255,255,0.08); display: grid; grid-template-columns: 1fr auto; gap: 22px; align-items: center; font-size: 12px; color: rgba(255,255,255,0.5); }
.sa .sa-bigfoot-bottom .links { display: flex; gap: 22px; }
.sa .sa-bigfoot-bottom a { color: rgba(255,255,255,0.5); }
.sa .sa-bigfoot-bottom a:hover { color: var(--sa-gold); }

/* --- Mobile --- */
@media (max-width: 920px) {
  .sa .sa-nav { padding: 14px 20px; }
  .sa .sa-nav-links { gap: 14px; font-size: 13px; }
  .sa .sa-nav-links a:not(.sa-nav-cta) { display: none; }
  .sa .sa-hero { padding: 40px 20px 56px; }
  .sa .sa-hero-grid { grid-template-columns: 1fr; gap: 36px; }
  .sa .sa-mast-strip { padding: 14px 20px; gap: 18px; font-size: 10px; }
  .sa .sa-section { padding: 56px 20px; }
  .sa .sa-quiz-grid, .sa .sa-how-grid, .sa .sa-when-grid, .sa .sa-final-grid, .sa .sa-mech-grid, .sa .sa-trust-grid, .sa .sa-faq-grid { grid-template-columns: 1fr; gap: 36px; }
  .sa .sa-when-list { grid-template-columns: 1fr; }
  .sa .sa-example { padding: 56px 20px; }
  .sa .sa-example-grid { grid-template-columns: 1fr; gap: 36px; }
  .sa .sa-quotes, .sa .sa-pricing, .sa .sa-process, .sa .sa-trust, .sa .sa-faq, .sa .sa-mech { padding: 56px 20px; }
  .sa .sa-quotes-grid, .sa .sa-pricing-grid { grid-template-columns: 1fr; }
  .sa .sa-process-grid { grid-template-columns: 1fr 1fr; }
  .sa .sa-process-grid::before { display: none; }
  .sa .sa-trust-grid-inner { grid-template-columns: 1fr; }
  .sa .sa-final { padding: 56px 20px; }
  .sa .sa-bigfoot { padding: 48px 20px 24px; }
  .sa .sa-bigfoot-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .sa .sa-bigfoot-bottom { grid-template-columns: 1fr; gap: 12px; }
  .sa .sa-foot { padding: 22px 20px; grid-template-columns: 1fr; gap: 12px; }
  .sa .sa-h1 { font-size: clamp(36px, 9vw, 52px); }
  .sa .sa-h2 { font-size: clamp(30px, 7.5vw, 44px); }
  .sa .sa-price-card.is-featured { transform: none; }
}
@media (max-width: 560px) {
  .sa .sa-process-grid { grid-template-columns: 1fr; }
  .sa .sa-bigfoot-grid { grid-template-columns: 1fr; }
}